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Chapter 7 an unpleasant alternative (The Morning Call)
Dear Bruce: I am 46 years old and have been married for 26 years. I earn around $90,000 a year. My wife is a nurse, and she works intermittently because we have a young child. My credit-card debt exceeds my annual income. I am starting to get concerned about having enough to retire on, let alone getting this burden off my back. Are debt-consolidation services a good approach? Is Chapter 7 a ...
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Bank mergers and your savings (CNN Money)
Recent consolidation in the banking industry could be bad news for consumers. Here is what you need to know.
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Bank mergers could throw space into weak office market (BizJournals)
SOUTH FLORIDA — Consolidation caused by the nation’s financial crisis could cast more clouds over South Florida’s softening office market. (WB)
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United States: Major Tax Incentive For Bank Purchases: IRS Eliminates The Limitation On Banks´ Built-In Losses ... (Mondaq)
On September 30, the IRS issued a notice that creates a major tax incentive for buying or making major investments in banks. Losses and deductions attributable to a target bank's troubled portfolio can now be used to shelter the buyer's operating income without limitation after a merger.
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Prosper Releases Market Survey Results for September 2008 (Business Wire via Yahoo! Finance)
SAN FRANCISCO----Prosper, America’s largest people-to-people lending marketplace, today released results for September 2008. Prosper CEO and Co-Founder, Chris Larsen, discusses what role Prosper will play and what trends we are seeing in the wake of this full blown crash of the global financial system.
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Fears about fees, service with takeovers (The News Journal)
Shannon Burdette has been a Wachovia customer for five years, but feels like she's been settling for less customer-friendly banking than she wants.
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For Banks, Smaller Is Better (Investor's Business Daily via Yahoo! News)
Now that the big banking behemoths have been humbled by breathtaking credit losses, plain-vanilla banking is back in fashion.
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Craig Stephen's This Week in China: Hong Kong seeks to unfreeze money markets (Market Watch)
For now, mainland China -- with its closed capital accounts and tightly regulated banking system -- appears to have an easier task in dealing with the global financial crisis than does Hong Kong's freewheeling international financial markets.
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Improved RP credit rating possible, says S&P (Philstar.com via Yahoo! Philippines News)
Despite the ongoing global turmoil, Standard & Poor's said the country's credit rating could be raised once the government's revenue-raising capacity has undergone "fundamental improvement".
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Even high-earners can suffer from excess debt (The Meridian Star)
Millions of American households are behind the eight ball when it comes to excess debt. It might surprise some people to learn that even those with high earnings are not exempt.
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