Monthly Archives: May 2012

Talk to your friends and family about your personal finances. This will help them understand why you are not going out with them as much. Failing to inform others of your situation may cause them to wonder why you do not want

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Buying a home can actually save you a lot of money. While you will certainly have a mortgage payment to make in addition to other expenses, down the road, you will own the property outright. If you rent, you are just spending

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If you are planning on going out on pay-day weekend, it is a good idea to put some money aside on Thursday and not spend anymore than that. By budgeting your weekend money, you will help protect your paycheck. This way, you’ll

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Be wary of having too many credit cards open. If you are extended more credit than is optimal, your overall credit rating will suffer and that costs you money through boosted interest rates. Instead of using one credit card and almost maxing

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Set up automatic withdrawals from your main bank account into a type of high-yield savings account. This is a sacrifice, but your savings account will quickly grow. Go over your bank statements carefully. This way you can make sure the fees and

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