Every year around the month of April people start to think about their tax refunds. This is because the deadline for filing one’s taxes is April 15th in the United States. Barring the IRS accepting an extension for your case in particular,

Whether you’re thinking of borrowing money for the first time or you’ve already borrowed in the past, you probably know that you’ll have to have a credit inquiry. However, not all credit checks are the same. Some are considered hard inquiries while